Director of Mortgage Bankers Al Ray Madison County Bank 601. 898.9890 aray@madisonthebank.com	Director of Mortgage Brokers Ralph Hayes Mortgage Consultants 601.362.8493 ralphhayes@mortgageconsultants.com
Director of Affiliates Maura Phillips MGIC 601.594.1860 Maura_phillips@mgic.com	Director of Commercial Banks BJ Doty State Bank & Trust 601.613.7663 BJ.Doty@statebank1898.com